Getting Started with Your Credit Restoration

  1. Get a copy of your 3-Bureau Credit Report.
  2. We analyze the report for every possible negative issue.
  3. FREE explanation of current credit situation including the best strategy to significantly raise your credit score.

Most credit repair companies give your report a quick glance, searching for two or three big items to increase your score a few points. We look for EVERYTHING, and the analysis is FREE! Your only cost is a small fee for the credit report. It only makes sense to get the most thorough free credit report analysis in the industry.

Call: (888) 458-9100
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credit repair

We Improve Your Credit Score. For Real!

We are thorough!  We don’t take the “quick and easy” approach of selecting just the two or three “big” items, the “low-hanging fruit”, on your credit report to correct.  We do a complete review and analysis of your 3-bureau credit report to identify every possible negative issue and we pursue each one relentlessly.

We know that it often takes repeated attempts to clean up your credit report, and we work at it persistently layer by layer.  Client files are constantly monitored by a dedicated staff of specialists who track each step of the credit rehabilitation process.

We provide personal service.  When you call THE MANNING GROUP, your call is not routed through to a call center where you’ll speak to a different person every time you call.  When you call us, you can be sure that your call won’t be routed to someone that you have to explain everything to all over again.  You’ll speak to someone who is already fully familiar with your situation and the status of actions taken.

The process of improving your credit score to the highest level possible is not always fast.  We are with you throughout the entire process, start to finish.  We advise you, stand by you, and do what it takes to get you through to a fully amended credit score.

What Makes THE MANNING GROUP the Right Choice?

Our Credit Improvement & Debt Elimination Services

Based on your immediate and long-term financial needs and goals, we devise a credit and debt management program. We improve your credit score and reduce your debt in a realistic fashion while explaining the details of the credit improvement process to you. We help you understand expectations as well as the timeframe required to achieve your goals.

In order to achieve the greatest improvement in the shortest time possible, we begin your credit management profile with credit repair and debt management. Even more, we also provide on-going consultation, training, and education.

Credit Analysis & Strategy

We perform the most thorough Credit Report Analysis in the industry. Once you have authorized us to order your merged 3-bureau credit report, which shows your FICO score, it will be meticulously analyzed by credit experts who will identify every single negative credit item that may be preventing you from having a good credit rating.

Other credit repair companies perform credit report analyses, but typically identify only the major issues or only the negative items that are most easily addressed. Our analysis leaves no stone unturned, identifying even the smallest of issues, helping you achieve the greatest degree of improvement possible to your credit score. The only expense for this service is the fee that the credit reporting company charges for the credit report itself, which is $36 for an individual and $60 for couples.

FREE One-on-One Consultation

After thoroughly analyzing your merged 3-bureau credit report, we conduct a free one-on-one consultation explaining negative findings affecting your credit. We present you a personalized Credit Management Profile tailored to your specific financial situation. We offer a clear and understandable perspective on the prioritization of your debt repair needs, and devise a comprehensive strategy addressing all negative items on your credit report. You are informed of your options and the cost of this services. Pricing depends on the severity of your credit report situation and the amount of work required.

Credit Restoration

We aggressively apply our Credit Recovery Solutions.

The most damaging items on credit report are identified and the process of improving your credit score begins by disputing any items that may be inaccurate or which misrepresent your financial past and/or personal identity

Due to the abundance of errors that are reported on thousands of individual’s credit reports, it is paramount to verify your credit report’s accuracy and the reporting done by each bureau.

After determining which of the items on your credit report are valid and/or accurate, we take action to have all invalid and inaccurate information immediately deleted or corrected, as permitted by federal statutes. Using our proven methods to remediate negative items on your credit report, we continue working on your credit until the most desirable outcome has been reached, enabling you to achieve the highest FICO credit score possible.

Debt Management Service

We offer solutions to get you out of debt and serve as your personal advisor in matters of credit and debt management.

We’ll help you develop spending priority strategies, set up repayment escrow accounts, and negotiate payment settlement programs. We’ll also educate you on how to accomplish this on your own should you choose that route.

We’ll help you find low interest rates, minimize the negative impact of collection accounts, and help you resolve late payment issues with one-time courtesy removals or payment plans. We’ll help you determine when you should be able to rent or lease property, buy a car or get a loan approval.

Consultation & Training

You won’t find many companies whose mission is to help improve credit literacy, but that is an integral part of our company’s mission. Not only do we serve to assist you in eliminating debt and improving your credit worthiness, but we also strive to improve your credit literacy.  We want to educate you in financial matters to enable you to be proactive in ensuring the financial security of you and your loved ones, as well as how to use credit as a tool that can potentially allow you to enjoy more of the finer things in life!

In addition to on-going periodic reviews of your credit report, we also provide our clients with one-on-one consultation services regarding most financial matters.

We also have various educational materials specific to particular financial matters, books written by Stacy Notley addressing everything A to Z involving credit. We have our workshop, The Comedy Credit Clinic™, during which Stacy Notley provides an abundance of information concerning credit and how to prevent it from controlling your life.

“The fact is there is no quick fix for credit worthiness. You can improve your credit report legitimately, but it takes time, a conscious effort, and sticking to a personal debt repayment plan.”
– Federal Trade Commission: Protecting America’s Consumers