1. You can actually pay off your mortgage faster because having a lower rate means more money is applied to the principal. You pay less interest, paying off your home years earlier.

2. You can remodel, update or add to your home and its value with a new kitchen and appliances, swimming pool and spa, game room, patio, deck or other renovation project.

3. Your monthly payment drops, making it easier on your budget when unexpected expenses come up.

4. You can access a lump sum of money from the equity in your home to pay off high credit cards and other high interest rate debts, you can add to your 401K or savings, gift to your family and friends.

5. …and prove to your bank that you’re not a deadbeat!

When you have credit issues and concerns,
don’t just call anyone – call an EXPERT

THE MANNING GROUP, “where we measure by results, not promises”!
Don’t leave GOOD credit to chance, leave it to us!®